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I'm trying to create an online marketplace that allows buyers to "reserve" a product by putting in their credit card information, but that doesn't actually charge the card until the product is delivered. I think the solution might be something similar to whatever Kickstarter does (where I as a supporter pledge money, but it isn't withdrawn from my account until the project is fully funded--potentially 2 months later). Does anyone have any specific ideas about payment processing companies that can do this?

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closed as off topic by phwd Apr 26 '12 at 20:25

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This is called an authorization hold transaction. Pretty much any payment processor does this. Wikipedia Page. Also, this looks to be the wrong SE for this question. –  Dez Apr 26 '12 at 20:16

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