You need to use IFS() with AND.
See the reference here:
https://infoinspired.com/google-docs/spreadsheet/how-to-correctly-use-and-or-functions-with-ifs-in-google-sheets/
Hi This is my code currently i.ibb.co/HTz1L0T/qsdf.png – Lloyd 14 mins
ago
As outlined by OlegS you are still using multiple = signs in your code with the wrong syntax.
His comment that you should amend it to the following seems right in my view.
=IFERROR(IFS(AND(SEARCH("Paypal",D676)>0,C676=14),"Groceries", AND(SEARCH("Paypal",D676)>0,C676=45),"Internet", AND(SEARCH("Paypal",D676)>0,C676=21),"Telephone"),"-")