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We have a column of monthly returns (profit/loss in percent).

month1:%10
month2:%3
month3:%8

total return =(1.10*1.03*1.08)-1 =0.2236    (%22.36)

Is there a function to calculate this?

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With the three percentages in A2:A4, use product(), like this:

=arrayformula( product(100% + A2:A4) - 100% )

Format the result cell as Format > Number > Percent.

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