I am sending money to family and want to use my PayPal balance as it charges a 1% fee. However, each time I try to send it, PayPal offers credit card which has a much larger fee.
I read that PayPal balance is always preferred, but PayPal does not use it.
Why is this happening? How can I force PayPal to use money from PayPal balance instead of my credit card?
Further information: I am sending from European but non-EU country to an EU country. The balance is at least 5 times larger than the one I have to send. And funds were added yesterday. I thought about it and waited today, but the situation is still the same. If I choose "send money" it only offers to use the credit card.